Rob R Jerrard does not transfer title to his articles, training material or images to you, neither does Rob R Jerrard transfer any other intellectual property rights therein. These intellectual property rights belong to Rob R Jerrard. You may not redistribute, sell, decompile, disassemble or otherwise transform any material that is owned by Rob R Jerrard.

Except as expressly provided otherwise, no licence is given to anyone who downloads any of Rob R Jerrard's articles or other material and there are no third party intellectual property rights to Rob R Jerrard's materials.

Please do not send to Rob R Jerrard your personal life stories or experiences of fraud. If you do, Rob R Jerrard shall not be liable for any disclosure of any information.

JURISDICTIONAL ISSUES

This website is controlled by Rob R Jerrard from offices within, the United Kingdom. Rob R Jerrard takes no representation that materials in this website are appropriate or available for use in other locations. Those who choose to access this website from other countries do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

TERMINATION

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from this website and all related documentation and all copies thereof, whether made under the terms of-this agreement or otherwise. This agreement will terminate immediately without notice from Rob R Jerrard if in Rob R Jerrard's sole discretion you fail to comply with any terms or provision of this agreement. Upon termination, you must destroy all materials obtained from website www.rjerrard.co.uk and from any other website where Rob Jerrard’s material is found.  YOU MUST DESTROY ALL COPIES THEREOF, WHETHER MADE UNDER THE TERMS OF THIS AGREEMENT OR OTHERWISE INCLUDING THIS AGREMENT TO USE THE WEBSITE OF ROB R JERRARD - Rob R Jerrard reserves the right to alter or delete material from these websites at any time and may, at any time, revise the terms of this Agreement by updating this posting. You are bound by any such revision and should therefore periodically visit this page to review the then current terms of Agreement.

DISCLAIMER

This Website contains information relating to various legal issues. This is for informational purposes only and is not meant to be a substitute for the advice provided by your own lawyer. You should not use the information contained herein to help represent yourself.   You should always consult your own lawyer.

He Rob R Jerrard uses reasonable efforts to include accurate and up to date information on his website, Rob R Jerrard makes no warranties or representations as to its accuracy. Rob R Jerrard assumes no liability or responsibility for any errors or omissions in the content of this website. Rob R Jerrard has not reviewed all of the websites that may be linked to his website, and he is not responsible for the content of any off-Site pages or any other sites linked to this website. Your linking to any off-site pages is at your own risk.

Rob R Jerrard does not monitor or review the content of any off-site pages or any other sites linked to his website and assumes no responsibility or liability arising from the contents of such off-site pages or websites, or for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information therein.

YOU SHALL NOT POST TO ROB R JERRARD OR TRANSMIT TO HIM ANY UNLAWFUIL, THREATENING, LIBELLOUS, DEFAMATORY, OBSCENE, INFLAMMATORY, PORNOGRAPHIC OR PROFANE MATERIAL OR ANY MATERIAL THAT COULD CONSTITUTE OR ENCOURAGE CONDUCT THAT WOULD BE CONSIDERED A CRIMINAL OFFENCE, GIVE RISE TO CIVIL LIABILITY, OR WOULD OTHERWISE VIOLATE THE LAW.

The materials in this site are provided as is and without warranties of any kind either express or implied to the fullest extent permissible pursuant to applicable law, Rob R Jerrard disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Rob R Jerrard does not warrant that this site or the server that makes it available is free of viruses or other harmful components. Rob R Jerrard does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of its correctness, accuracy, reliability, or otherwise. You (and not Rob Roy Jerrard assume the entire cost of all necessary servicing, repair or correction.  Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

LIMITATION OF LIABILITY

Rob R Jerrard provides the contents of his website and Rob R Jerrard does not warrant that the functions contained in the materials will be uninterrupted or error-free or that defects will be corrected.

The website www.rjerrard.co.uk is for your general interest only. By using the website www.rjerrard.co.uk, you hereby agree not to rely on any of the information contained therein. Under no circumstances, including, but not limited to, negligence, shall Rob R Jerrard be liable for your reliance on any such information nor shall Rob R Jerrard be liable for any direct, incidental, special, consequential, indirect or punitive damages that result from the use of, or the inability to use, the materials in this website or the materials in any sites linked to this website, even if Rob R Jerrard or his authorized representatives have been advised of the possibility of such damages.

Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

In no event shall Rob R Jerrard's total liability to you for all damages, losses, and causes of action (whether in contract, tort including, but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this website.

OTHER

This agreement shall be governed by and construed in accordance with the laws of the United Kingdom, without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein.

ROB R JERRARD 20 Swains Road, BUDLEIGH SALTERTON, Devon EX9 6HT E-Mail            robjerrard@aol.com

(c) ROB R JERRARD            All Rights Reserved.  LEGAL STATEMENT of Rob R Jerrard